Posts Tagged ‘Chicago Wrongful Death Lawyer’

Who May Recover For Wrongful Death?

Saturday, September 19th, 2009

wrongful death recovery 300x270 Who May Recover For Wrongful Death?Where a family member or someone close to you dies as a result of the carelessness or recklessness of another, it is important to contact the best wrongful death lawyer you can find.  An experienced wrongful death attorney can investigate the factual circumstances surrounding the accident or malpractice, and also consult you regarding your legal rights. 

One question often arises, which family members sometimes feel uncomfortable asking:  Who may recover damages (i.e. monetary compensation) for a wrongful death settlement or verdict?  In Illinois, the answer is governed by two statutes:  (1) the Wrongful Death Act; and (2) the Probate Act.

The Illinois Wrongful Death Act, 740 ILCS 180/2, allows certain designated family members to recover for their own “pecuniary injuries” suffered as a consequence of the death of the decedent, which  include damages for “grief, sorrow and mental suffering.”  Still, the amount recovered in any wrongful death action “shall be for the exclusive benefit of the surviving spouse and next of kin of such deceased person.”  Surviving spouse is self-explanatory.

The meaning of the term “next of kin” is defined by the Illinois Probate Act to include blood relatives, such as a decedent’s parents and siblings (including half-siblings).  However, where a decedent’s survivors include a spouse, the decedent’s parents and siblings are not “next of kin” within the meaning of the Wrongful Death Act.  Furthermore, neither parents nor siblings are entitled to recover under the Wrongful Death Act when a decedent leaves surviving children.  In addition, a decedent’s grandchildren, but not the decedent’s siblings, are “next of kin” entitled to recover under the Wrongful Death Act.

However, where the decedent leaves no spouse, children or grandchildren, the decedent’s parents are considered the “next of kin” entitled to recovery under the Act.  The Wrongful Death Act considers adoptive parents and children the same as natural parents and children.  However, foster parents may not bring an action for the wrongful death of a child.

For a free consultation with a Chicago wrongful death attorney at Passen Law Group, call (312) 527-4500.

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Uninsured and Underinsured Motorist (UM) Claims in Illinois

Wednesday, June 24th, 2009

Despite the catchy Safe Auto jingle, many motorists in Illinois remain uninsured or underinsured. As the economy continues to suffer, more people may see car insurance as a luxury they cannot afford. Unfortunately, the presence of uninsured and underinsured motorists takes a huge toll on our society, especially when those uninsured motorists are involved in motor vehicle accidents on our Illinois roads and highways.

Minimum Auto Insurance Requirements in Illinois are Woefully Insufficient

In Illinois, are in compliance with the mandatory insurance law if you have vehicle liability insurance in the following minimum amounts:

* $20,000 – injury or death of one person in an accident

* $40,000 – injury or death of more than one person in an accident

* $15,000 – damage to property of another person

Reasons to Purchase Uninsured and Underinsured Motorist (UM) Coverage

We tell all of our clients that the minimum Illinois car insurance requirements are just that — a minimum. If you can afford to purchase a larger auto insurance policy, you should do so. You will likely find that an increase from $20,000 in coverage to $200,000 results in a modest increase in your monthly premium.

Further, you should make sure that you purchase uninsured and underinsured motorist (UM) coverage. An uninsured or underinsured driver involved in an accident can create additional problems beyond inflicting serious personal injuries. If the driver is uninsured, then the driver has no insurance coverage at all. If the driver is underinsured, he or she may not have enough coverage to fully compensate the injured party.

Under this type of car insurance coverage, if you are involved in an accident with another driver who is either uninsured or underinsured you can recover damages (i.e., money) from your own insurance company for the injuries you sustained, up to the amount of UM coverage.

For example, assume for a moment that you are driving in Chicago and are rear-ended by a drunk driver, causing you critical injuries or wrongful death. The drunk driver is uninsured. The only way you will be able to recover damages from your injuries (other than going after the personal assets of the drunk driver) is if you are covered by uninsured motorist coverage. If you had $1 million in uninsured motorist coverage, you could recover up to $1 million from your own insurance company for the injuries you sustained in the Chicago car accident with the uninsured drunk driver.

Contact an Experienced Chicago Car Accident Lawyer Regarding a Potential Uninsured and Underinsured Motorist (UM) Claim

If you have suffered severe personal injuries because of an auto accident, and the driver involved was uninsured or underinsured, you may think you cannot recover any damages and thus have no case. However, this may not be true, especially if you have an uninsured/underinsured motorist provision in your auto insurance policy.

Auto insurance policies are often confusing, so make sure you purchase insurance through a broker you trust. Furthermore, if you are involved in a serious car accident, it is critical to discuss your case with a top Chicago car accident lawyer with a deep understanding of the nuances of auto insurance policies, a willingness and ability to investigate your case, and experience dealing with insurance companies at the negotiating table and in the courtroom.

Uninsured and underinsured motorists coverage must be made available, by Illinois law, though no motorist is required to purchase such coverage. Purchasing uninsured and underinsured motorist coverage, however, makes it possible for you to hold your insurance company liable.

Chances are that if the liable party could not afford auto insurance, or chose not to purchase enough car insurance coverage, he or she does not have the ability to fully compensate you for your injuries. With uninsured and underinsured motorist coverage, your auto insurance company essentially steps into the shoes of the liable party. Instead of filing a claim against the uninsured or underinsured driver, you are filing a claim against your auto insurance company.

Note that in Illinois UM claims, your auto insurance company may find you at fault for the accident, and deny your claim. Therefore, before proceeding with a claim against another individual, or against your insurance company, contact an experienced Chicago car accident attorney.

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Social Host Liability in Illinois for Underage Alcohol-Related Accidents and Injuries

Sunday, June 7th, 2009

illinois social host liability law Social Host Liability in Illinois for Underage Alcohol Related Accidents and InjuriesJune is a month filled with graduation parties parties, many of which are attended by children under the age of 21. An unfortunate reality is that alcohol is often consumed at such parties, which are too often followed by children getting into a motor vehicle to drive themselves, and their friends, home.

The consequences of drunk driving in Illinois, and around the nation, is well known, and was addressed in a previous post.  The biggest nightmare of any parent is receiving a call in the middle of the night regarding one of the thousands of drunk driving accidents that occur each year.

However, if you or a loved one was severely injured in an accident as a result of a drunk driver, you should speak to an experienced Chicago personal injury lawyer regarding your rights.  If the drunk driver is a under the age of 18, it is possible to hold the parents of the minor, or others, responsible under what is called  Social Host Liability.

In Illinois, the  Social Host Ordinance is known as the Drug or Alcohol Impaired Minor Responsibility Act (740 ILCS 58/1) and became law in 2004. The Drug or Alcohol Impaired Minor Responsibility Act imposes civil liability against “any person at least 18 years of age who willfully supplies alcoholic liquor or illegal drugs to a person under 18 years of age” that impaired the minor, causing injury or death to another person.

Specifically, the Drug or Alcohol Impaired Minor Responsibility Act allows minors who were injured or killed to bring a cause of action against all persons:

(i) who, by willfully selling, giving, or delivering alcoholic liquor or illegal drugs, causes or contributes to the impairment of the person under the age of 18; or

(ii) who, by willfully permitting consumption of alcoholic liquor or illegal drugs on non-residential premises owned or controlled by the person over the age of 18, causes or contributes to the impairment of the person under the age of 18.

740 ILCS 58/5 (West 2004).

Under the Act it is possible for victims and their family members to recover the following damages:

  • Economic damages, such as treatment and rehabilitation costs, medical expenses, loss of productivity, support expenses;
  • Non-economic damages, including physical and emotional pain, suffering, physical impairment, emotional distress, mental anguish, disfigurement, loss of enjoyment, loss of companionship, services, and consortium
  • Reasonable attorneys’ fees;
  • Costs of suit, such as expert testimony expenses; and
  • Punitive Damages

740 ILCS 58/10 (West 2004).  These recoverable damages can be significant.  The statute of limitations (aka the time in which a lawsuit must be filed) is two years, so it is critical to contact a top Chicago personal injury lawyer as soon as possible.

Stephen M. Passen, a top Chicago personal injury lawyer with Passen Law Group, has substantial experience handling catastrophic injury cases involving social host liability.  In fact, Mr. Passen represented the family of a 16-year old girl in the seminal case involving social host liability, Wakulich v. Mraz, 203 Ill. 2d 223 (Ill. 2003).  Mr. Passen argued the case before the Illinois Supreme Court.

Mr. Passen represented the mother of a 16-year-old girl, Elizabeth Wakulich, who was at the home of defendants, Michael Mraz (21-years-0ld), his brother Brian Mraz (18-years-old), and their father Dennis Mraz.  The plaintiff, Elizabeth’s mother, alleged that Michael and Brian coerced Elizabeth by offereing her money and applying social pressure into drinking an entire bottle of Goldschlager.

Elizabeth then lost consciousness, and Michael and Brian placed her in the family room of their home, where they observed her “vomiting profusely and making gurgling sounds.” They later removed her vomit-saturated blouse and placed a pillow under her head to prevent aspiration.  Brian and Michael then refused to drive Elizabeth home, did not contact her parents, did not seek medical attention, and “actually prevented other individuals at the home from calling 911 or seeking other medical intervention.” Elizabeth died later that day.

Mr. Passen, on behalf of Elizabeth’s mother, filed an action against the defendants for negligence in providing alcohol to daughter and against socials hosts and their father for negligent performance of a voluntary undertaking to care for daughter after she became unconscious.

Because there was no statute dealing with social host liability in effect at the time, the Illinois Supreme Court in Wakulich held that the defendants could not be found to be negligent under a “social host liability” theory.  The court did, however, hold that the plaintiffs could pursue an action against the defendants based on a “voluntary undertaking” theory.

As a result of the Illinois Supreme Court’s Wakulich decision, the Illinois legislature enacted the Drug or Alcohol Impaired Minor Responsibility Act, which specifically allows for a cause of action against “social hosts” who provide alcohol to minors, resulting in their personal injury.

An experienced Chicago personal injury lawyer should be contacted to discuss all catastrophic or permanent alcohol-related injuries.

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